State Bank of Hamburg
Online Banking

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Personal  Banking: Checking

State Bank of Hamburg's ATM/Debit cards
are in the

Privileged Status
Privileged Status ATM
      AND


In-Balance networks.In-Balance Logo 
 




These allow access to ATM machines without extra surcharges.
 

Just click on the icons to find surcharge-free ATMs anywhere!!  

Opening a checking account with State Bank of Hamburg is easy!  In just a few quick steps, you'll be on your way to enjoying the benefits, products and services you'll appreciate. Just bring the required information to our location and we'll take it from there!

Getting Started With Us:
Information Required
To Open An Account,
Including Joint Account Owners
1. Name                                                                         
2. Social security number
3. Street address
4. Date of birth
5. Photo ID – Proof of Identity

We look forward to showing you the benefits of banking with us. Stop by and let us make the move to SBH as simple as ABC!

ACCOUNT

FEATURES

MONTHLY SERVICE FEE

BENEFITS

Free Checking No minimum
balance required
to open account
Free photo debit card
Unlimited check writing

None - no imaged
checks included
in statements
$6.00 - imaged checks
included in statements

Direct Deposit
Ready Reserve/Overdraft Protection
-subject to application and approval
Regular Checking No minimum
balance required
to open account
Free photo debit card
Unlimited check writing
$.25 charge per debit
$4.00 monthly fee
if daily balance
of $200 not maintained
None - if a full-time
student or a gold club member
Direct Deposit
Ready Reserve/Overdraft Protection
-subject to application and approval
Imaged checks included in statements
Low Activity Checking No minimum
balance required
to open account
Free photo debit card
Unlimited check writing
$.50 check fee charged
for each debit transaction
None - if a full-time
student or a gold club member
Direct Deposit
Ready Reserve/Overdraft Protection
-subject to application and approval
Imaged checks included in statements

Money Market Accounts

$2,500 minimum
balance required
to open account
Tiered interest rates
Free photo debit card
6 debits per month
$7.50 per check charge
if the 6 debits per
month policy
is exceeded
$10.00 monthly fee
if daily balance of
$2,500 not maintained

Direct Deposit
Ready Reserve/Overdraft Protection
-subject to application and approval 
Imaged checks included in statements

NOW Accounts $900 minimum
balance required
to open account
Free photo debit card
Unlimited check writing
$10.00 if daily
balance of $900
not maintained
Direct Deposit
Ready Reserve/Overdraft Protection
-subject to application and approval
Imaged checks included in statements


Gold Club is available for members 60 years or older.  Any one of our checking accounts (Free Checking, Regular Checking, Low Activity Checking, and NOW accounts) is eligible for Gold Club.  In addition to the benefits offered with all our checking accounts, members receive one order of free check blanks per year (1 box per order) and free photo copies.  It's important to know that only 1 personal checking account can be a Gold Club

Personal Accounts: Savings & CD’s

Whether you’re looking for a traditional savings account, a CD, or a way to save for future medical expenses, State Bank of Hamburg has a variety of savings account options to help you set aside money in a way that makes sense to you.  Contact us today for more information on current interest rates and the features and terms for each of our accounts.  We can help you reach your financial goals!

Passbook Savings Account

Health Savings Accounts

Certificates of Deposits (CD’s)

Personal Accounts: Retirement Accounts

Help ensure the security of your financial future with a retirement account from State Bank of Hamburg. Our retirement accounts are an excellent means to supplement your employer’s retirement plan, or, if you are self-employed or a small business owner, our plans are an easy and effective way to create your own retirement plan. Whatever your financial goals, we offer the tools and services to fit your needs. First, consult your tax or legal professional for guidance. Then, visit with a retirement plan specialist at our office for more details on the features of our retirement accounts. Start building your nest egg today!

Traditional

Roth

Sep

Simple

Personal Banking: Services

At State Bank of Hamburg, we make the extra effort our customers appreciate. In addition to practical account options and convenient loans, we offer a wide variety of other services to help you manage your money better and more conveniently. You’ll find our staff has a wealth of experience and truly enjoy working personally with you to find the best solution to your financial needs.

24 x 7 Banking 

Internet Banking
With our Internet Banking service, you have access to your accounts anywhere, anytime using an Internet connection.  With Internet Banking, you can …


Bill Pay
Hamburg Bill Pay is the easiest way to pay bills -- quicker than writing and mailing checks.  You can pay your bills in minutes and pay anyone at anytime.  You can receive and view your bills online.  You're in control.  Contact us for more information.

Night Depositories
Two convenient 24-hour night depositories are available at our location.  If you can’t make it to the bank during regular business, you can be certain that your deposits will be made first thing the following business day.


ATM
There is a 24/7 ATM available inside the front vestibule of our office – the next best thing to having your own personal teller 24 hours a day!

Card Convenience

Photo Debit Cards
A SBH photo debit card is the picture of security!  Our tamper proof card design has your photo on the front of the card, making it difficult for anyone else to use.  It provides you with an economical and convenient way to buy the products and services you need, plus an easy form of identification whenever you may need it!  (Non-photo debit cards are available upon request).  Accounts overdrawn with the use of a debit card, the debit card(s) may be blocked.  Then to reopen the debit card(s), the account may be charged with a Debit Card Unblocked Fee of $5.00 per debit card.

Credit Cards
We offer VISA cards.  No matter where you are in the world, you’ll enjoy the benefits reserved exclusively for cardholders.

Gift Cards 
For your next special occasion, give a prepaid gift card from State Bank of Hamburg.  It’s an ideal choice for birthdays, holidays, graduations and weddings.  Recipients can use their gift card to buy what they want, where they want.  (Not FDIC Insured)

Overdraft Protection

Do you worry because you …

If any of these sound familiar, consider our overdraft protection products!

  1. Automatic transfers from either Savings or Checking
    Stop in at State Bank of Hamburg and sign up to have funds automatically transferred from your savings account or checking account to another checking account if it becomes overdrawn.
  2. Ready Reserve is a great financial tool that is a simple, cost-effective way to avoid unexpected overdrafts and resulting fees.  Automatic advances are made from your Ready Reserve into your checking account when your account is overdrawn. You can pay all or part of your Ready Reserve balance at any time.

Safe Deposit Boxes

A safe deposit box at State Bank of Hamburg can provide convenient safekeeping for your important papers and belongings such as:

Our safe deposit boxes are available during business hours. Contact us for pricing information and availability and start safeguarding your valuables today!

Wire Transfer Services
For a low fee you can send money anywhere in the world - it's fast and safe.  Ask for details.

Notary
We have a number of notary publics on staff to witness your signature on legal paperwork.